Frequently asked questions

LanoCard is a platform that lets you create virtual payment cards for safer online purchases. You can create one-time cards (for a single use or merchant) or reloadable cards (for subscriptions and recurring payments). Your main bank or personal card is never exposed. Open to users worldwide.

A one-time card is created with a fixed amount and is intended for a single merchant or purchase. Once the balance is used or the card expires, it cannot be topped up. A reloadable card can be topped up from your main balance multiple times. Use it for subscriptions, recurring payments, or ongoing spending. You can freeze or close either type anytime.

One-time card creation has a per-card fee (e.g. $3). Reloadable card creation has a per-card fee (e.g. $5). When you top up a card from your main balance, a small percentage (e.g. 10%) is charged. See the full Pricing & fees page for the latest fee table and API plan details.

LanoCard is open to users worldwide. You can sign up from any country. Funding options include crypto and local payment methods depending on your region. Virtual cards can be used at any online merchant that accepts card payments.

Yes. We do not ask for your bank or primary card details to create virtual cards. You fund your LanoCard balance (e.g. with crypto or local payment methods). Only the virtual card number is used at checkout. Reloadable cards support 3D Secure; OTP is sent to your email for extra security. You can freeze or close any card instantly.

Yes. LanoCard offers an API to create and manage virtual cards programmatically. You get a dedicated API key, documentation, and endpoints for one-time and reloadable cards, freeze, top-up, and more. See API Documentation and Pricing for API plans.

Anywhere that accepts card payments online: subscriptions (Netflix, Spotify, SaaS), free trials, e‑commerce, ad spend (Google, Meta), and international purchases. Cards cannot be used for in-person (POS) payments; they are for online use only.